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Do you want to invest in real estate?

Invest in real estate is a smart way to secure your financial future. In addition to being a solid and stable investment, real estate often has significant appreciation potential and can generate passive income through rental. 

With proper research and a well-planned strategy, real estate investing can be a profitable way to diversify your portfolio and achieve your long-term financial goals. Don't wait any longer and consider investing in real estate for your financial future!

Our services

Consulting

Consulting

In the area of consulting HOM.ESTATE has several business areas:

 

  1. Investment advisory: providing advice to investors interested in buying, selling or renovating properties for investment purposes.

  2. Property search: helping clients find the right property that meets their requirements and investment objectives.

  3. Property valuation: performing accurate and objective valuations of properties for sale, rental or financing purposes.

  4. Property management: providing property management services, including rental administration, repairs and maintenance management, and tracking property income and expenses.

  5. Project development consulting: providing advice to real estate developers on the planning, management, and execution of construction projects.

  6. Investment financing and structuring: assisting clients in obtaining appropriate financing and structuring their investments in an efficient manner.

Our Business units

House Flipping.

House flipping is a real estate strategy involving the purchase, renovation, and quick sale of properties to achieve a high return on investment.

At Hom Estate, we specialize in identifying properties with improvement potential, performing renovations to increase their value, and selling them at optimal prices.

This approach allows us to transform undervalued properties into valuable assets, generating significant profits in the shortest time possible.

With our expertise and advanced strategies, flipping house becomes an effective opportunity to maximize your profits in the real estate market.

Flipping House

Por supuesto, aquí tienes la traducción al inglés:

Buy to Rent is a real estate investment strategy that involves acquiring properties to rent them out and generate stable passive income. At Hom Estate, we offer expert management of Buy to Rent properties in its three main formats:

  • Short-Term Rentals: Ideal for brief stays, this model maximizes returns through short-term leases in high-demand tourist areas.

  • Temporary Rentals (Flex Living): We provide flexible rental options for short to medium-term stays, tailored for professionals and people in transition.

  • Long-Term Rentals: Ensures stable income through long-term lease agreements, perfect for maintaining a consistent rental income.

Hom Estate handles the comprehensive management of these rental formats, ensuring optimal profitability and efficient administration.

Buy to Rent.

Buy to rent

Rent to rent.

Rent to Rent is a real estate investment strategy that involves renting a property and subletting it to generate additional income.

At Hom Estate, we optimize this model through strategic negotiation and professional subletting management. This approach allows you to maximize your passive income without the need to acquire new properties.

Contact us to learn how Rent to Rent can enhance your real estate portfolio.

Rent to rent

Property Management refers to the comprehensive administration of properties to maximize their profitability and efficiency.

At Hom Estate, we offer full property management services, including maintenance, tenant administration, and income optimization.

Our approach ensures smooth and profitable operations, minimizing issues and maximizing the value of your assets.

Contact us to discover how our Property Management services can enhance the profitability and performance of your properties.

Property Management.

Property management

How do we handle Flex Living?

Centro de la ciudad

Market analysis

We exhaustively analyze the market based on your budget with the aim of finding the home adaptable to our business model, seeking returns greater than 7% per year.

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From housing to Flex living

We transform homes by redistributing and optimizing spaces, taking out the largest number of rooms without sacrificing comfort.

More info at Hom.estate Renovations...

Encuentro con el diseñador de interiores

We optimize processes

  • We provide contracts to protect you as an owner.

  • We detail the business model to avoid the most common mistakes.

  • We list the Coliving on our platform and we take care of a 360º management. More info at Hom.estate Management.

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Zaragoza, the ideal city for investors

The location of the property is important as it affects the profitability of the investment in the medium and long term. Zaragoza is an ideal place to invest. It is a city self-sufficient in demand and prices compared to other locations such as Madrid, Barcelona, Seville, Valencia or Malaga, very dependent on tourism and a volatile industry. If you want the help of a real estate professional in your search for the best investment in Zaragoza, you will be interested in our consulting service, where we will make a personalized assessment of the investor's profile and we will take care of you during the whole purchase process, helping you with all the necessary procedures. In HOM.ESTATE we are specialists in our field, so we know in depth the local market in Zaragoza. In addition, we have our own financial department that can make the necessary calculations to maximize the profitability of your investment. In this type of operations it is essential not to leave anything to chance and to be surrounded by the best. If your real estate investment objective is to buy to rent, then Zaragoza is the place for you. It is not one of the cities with the highest rental prices, but it is one of the most profitable locations. For example, a city with high rents due to high tourist demand entails a higher purchase price, even above its real market value, which increases the initial capital required and implies a greater risk that, in times of crisis, the properties in question will suffer greater depreciation. Compared to other large cities in Spain, Zaragoza offers investors the advantage of having a large, very stable population, with moderate rental and purchase prices. Investors need less capital to buy a property, which reduces risk and diversifies the investment risk among several properties. Of all the large cities we considered (more than 500,000 inhabitants), Zaragoza is the most profitable. Almost one point above Madrid and more than one point above Barcelona. Zaragoza offers investors more stability and security. The Aragonese capital is attracting a growing number of investors from all over the country, impressed by the good profitability and development of the region. Buying a property in a city you don't know or live in is not a barrier to investment. HOM.ESTATE offers a comprehensive remote management in the purchase and rental of houses in Zaragoza. We have a specialized service. We will study your case and create a personalized plan for your financial goals. Distance is not an obstacle when it comes to maximizing your return on investment. As an investor, you don't have to worry about anything. Thanks to the network of experts that a real estate professional has, you will be able to access the best opportunities that often are not even published in the most popular real estate portals. Investing in a city like Zaragoza is becoming more and more attractive. Zaragoza has achieved an average yield of 6.24% (the ratio between what you get from renting a property and the sale price). This figure is higher than cities such as Valencia (6.15%), Seville (6.01%), Malaga (5.74%) or Madrid (5.33%). Profitability in Zaragoza is on the rise. In fact, the data available to us confirms this. Which is the best area to invest in? The most recent figures highlight the neighborhood of La Almozara. As we have often commented, in a real estate investment in location factor has a great weight in the attractiveness of the investment either for rent, liquidity, revaluation or tenant profile towards which you want to focus housing. Currently, the area with the highest profitability is La Almozara with 7.1%. Values well above the profit that can be obtained with other investments such as, for example, investment funds. An above-average profit is also achieved in the Torrero-La Paz neighborhood (6.5%). The rural neighborhoods of West and San José offer a profitability very close to the average (6%). And slightly below are Delicias (5.7%), Las Fuentes (5.5%) or Centro (5%). On the contrary, the districts where the profitability is below average are the northern rural neighborhoods (4%), the Historical Center (4.3%) and the Left Bank (4.9%). What type of property should be bought for investment? Just as not all areas are equally profitable when it comes to investing, not all types of housing offer the same results. In Zaragoza, the type of property recommended when buying an investment is a house of 50 square meters, with one or two bedrooms, at a price of around 1,300 euros per square meter, i.e., an apartment for sale for around 70,000 euros, taking taxes into account. On the other hand, and no less important, is to choose the tenants well, since our profitability depends largely on them. Aragon experienced last year, an increase of 2.53% in rental arrears according to the latest study on delinquency in urban leases in Spain prepared by the FIM (Fichero de Inquilinos Morosos). We audit the tenants for you, guaranteeing solvency and good conduct as far as possible. If you wish to make a totally passive investment in real estate, we are your best investment partner.

Why invest in property?

Investing in real estate is a popular investment strategy that has proven to be profitable over time. There are several reasons why real estate investing should be considered as part of a diversified investment portfolio. Passive income generation: One of the most attractive reasons to invest in real estate is the ability to generate passive income. By purchasing a property to rent out, owners can generate regular monthly income from rental payments. Potential for property value appreciation: Real estate can appreciate in value over time, which means that investing in real estate can generate a capital gain. If an investor buys a property for one price and then sells it for a higher price in the future, the difference is the capital gain. Portfolio diversification: Real estate investing helps diversify the investment portfolio, which means investors can reduce the risk of loss by not relying exclusively on one investment. Inflation protection: Real estate prices can rise with inflation, which means that real estate investing can protect capital against inflation. Greater control over investment: Investors have more control over their investment in real estate than in other types of investments. For example, investors can decide which property to buy, how much to pay for it, how to manage it, and when to sell it. Tax benefits: Real estate investors can obtain tax benefits, such as depreciation deductions, mortgage interest deductions, and capital gains tax exemptions. Despite the many advantages of investing in real estate, there are also risks and challenges. For example, the real estate market can be volatile and difficult to predict, which means investors must do adequate research before investing. In addition, investing in real estate requires significant upfront capital and can be difficult to liquidate if investors need to withdraw their investment quickly. In summary, real estate investing can be an attractive strategy to generate passive income, protect capital against inflation and diversify the investment portfolio. However, it is important to consider the risks and challenges of real estate investing before making a decision.

What factors must be taken into account when purchasing an investment property?

To make a good real estate investment, it is important to consider several factors, including: Location: Location is one of the most important factors in real estate investing. Properties located in high-demand areas, close to schools, public transportation and other amenities, tend to have a higher market value and generate more cash flow. Property type: Different real estate properties, such as apartments, houses, commercial buildings, land, etc., have different levels of profitability and associated risk. It is important to understand the differences and choose the right type of property based on investment objectives. Market conditions: Market conditions, such as supply and demand, interest rates, economic and demographic trends, can affect the value and profitability of the property. Condition of the property: The condition of the property, its age, state of repair, and whether it requires repairs or renovations, are also important factors to consider before making an investment. Price: Price is a key factor in real estate investment, as the purchase price affects the profitability and growth potential of the investment. Profitability: Investors should evaluate the potential profitability of the property before acquiring it. This includes calculating the return on investment, net cash flow, capitalization rate and other key financial indicators to determine whether the property will generate sufficient income to justify the investment. Exit Plan: Investors should also have a clear exit plan before acquiring a property. This may include selling the property within a certain time frame, refinancing the property, or holding it as a long-term investment. Consideration of all these factors and aligning them is very important to optimize the investment decision.

What percentage of my investment portfolio has to be allocated to real estate investment?

The appropriate allocation to real estate investment may vary depending on the individual investment strategy. In general, an allocation of 10% to 20% of a diversified investment portfolio to real estate investment is recommended. Real estate investing can offer portfolio diversification benefits due to its low correlation with other asset classes. In addition, real estate investing can provide stable income through cash flow generated from rents, as well as the possibility of capital gains through property appreciation. The appropriate percentage to invest in real estate can vary depending on the age, income level and risk tolerance of the investor. For example, younger investors with a longer investment horizon may be willing to allocate a larger portion of their portfolio to real estate investment to take advantage of long-term growth potential. On the other hand, more conservative investors may allocate a smaller portion of their portfolio to real estate investing to minimize risk. It is important to keep in mind that real estate investing can be a high-risk, high-reward investment strategy and may require a high level of knowledge and experience to be successful. Therefore, it is recommended that investors seek the advice of a financial professional before making major investment decisions.

Financial leverage tools for real estate investments

Financial leverage is an investment strategy that involves the use of borrowed capital (i.e., debt) to finance a real estate investment with the goal of maximizing returns. Here are some common financial leverage tools or methods used to invest in real estate: Mortgage loans: A mortgage loan is a type of loan used to purchase real estate property. The loan is secured by the property itself, meaning that if the loan is not repaid, the lender can take possession of the property. Bridge loans: Bridge loans are a form of short-term financing used to purchase one property before selling another property. Bridge loans typically have higher interest rates than conventional mortgage loans and must be repaid in a shorter period of time. Home Equity Lines of Credit: A home equity line of credit is a line of credit used to finance the purchase of a real estate property. This line of credit uses the equity in the existing property as collateral. Investor financing: Investor financing refers to the investment of private capital from third parties to finance the purchase of a real estate property. Investors may invest in a property directly or through an investment entity. Investor financing: Investor financing refers to the investment of private capital from third parties to finance the purchase of a real estate property. Investors may invest in a property directly or through an investment entity. Real estate investments with borrowed funds: Another form of financial leverage is to use borrowed funds to invest in a real estate investment fund. In this case, the fund uses the borrowed capital to purchase and manage a portfolio of real estate properties. It is important to note that financial leverage also carries risks, as the use of borrowed capital increases the risk of loss. It is advisable to carefully analyze financing options and seek the advice of a real estate expert before making any investment decision.

Tax vehicles that can be used for real estate investments

Listed Corporations (SOCIMI): SOCIMIs are publicly traded real estate investment tax vehicles. These companies invest in investment real estate and are subject to a series of requirements and tax benefits. SOCIMIs have a transparent tax structure and benefit from tax exemptions on their profits as long as they distribute a minimum of 80% of their profits. Real Estate Investment Trusts (REITs): REITs are investment vehicles similar to SOCIMIs, but which are not necessarily publicly traded. Like SOCIMIs, REITs invest in investment real estate and benefit from tax exemptions on their profits as long as they distribute at least 90% of their profits to shareholders. Real estate investment funds: Real estate investment funds are investment vehicles that pool funds from several investors to invest in investment real estate. These funds may have different tax structures, but are typically designed to take advantage of tax exemptions for equity investments. Joint ventures: Joint ventures are a more informal investment vehicle in which two or more individuals join together to invest in an investment property. Each investor contributes a specific amount of capital and shares the benefits and risks as agreed in the partnership agreement. It is important to note that each tax vehicle has different tax requirements and benefits. It is advisable to seek the advice of a real estate expert and/or a tax advisor before deciding on a tax vehicle to invest in investment real estate.

Different real estate investment models

Purchase and Hold: This model involves the purchase of an investment property and its long-term maintenance to realize benefits from value appreciation and rental income. This model requires a significant initial investment and may require additional financing for maintenance and improvements. Purchase and sale: This model involves the purchase of an investment property with the objective of selling it in the short to medium term for a profit. This model can be more speculative and may require specific skills and knowledge to identify buying and selling opportunities. Rental: This model involves the purchase of an investment property with the objective of earning recurring rental income. This model requires skills to properly identify and manage tenants, and to maintain the property in good condition. Rehabilitation: This model involves the purchase of an investment property in poor condition or abandoned with the objective of rehabilitating it and selling or renting it at a higher price. This model requires specific skills and knowledge for the identification of opportunities, construction management and marketing of the property. Real estate crowdfunding: This model involves investing in investment properties through online crowdfunding platforms, where multiple investors can contribute a smaller amount to participate in the ownership of the property. This model can require less upfront capital and provide a way to diversify risk across multiple properties. Short-term rental (Airbnb): This model involves purchasing an investment property and renting it out on a short-term basis through vacation rental platforms such as Airbnb. This model can generate higher income compared to long-term rental, but may also have additional costs and higher tenant turnover. Rent-to-Own: This model involves purchasing an investment property and renting it long-term with an option for the tenant to purchase the property at a later time. This model can provide rental income and the possibility of a future sale. Purchase of foreclosed or auctioned properties: This model involves the purchase of properties at auction or foreclosed by banks or financial institutions. This model may provide an opportunity to acquire properties at lower prices, but may also have additional risks and require specific skills in opportunity identification and transaction management. Commercial real estate investment: This model involves the purchase of commercial properties such as offices, retail space or shopping centers. This model can provide an opportunity for higher rental income and longer lease terms, but may also require significant upfront investment and commercial real estate expertise. Fractional Ownership: This model involves the purchase of a fraction of an investment property, allowing multiple investors to share ownership and profits. This model can provide an opportunity to invest in high-end properties that would otherwise be unavailable to most individual investors. Each investment model has its own advantages and disadvantages, and it is necessary to carefully evaluate each opportunity before making an investment decision. It is advisable to seek the advice of a real estate expert and/or a financial advisor before making any investment decision.

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Increase your returns with our business model and make your investment totally passive!

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